Barely Begun at Seventy – Part One

BLOG #28, SERIES #5
WEDNESDAYS WITH DR. JOE
BARELY BEGUN AT SEVENTY – Part One
July 9, 2014

It was a glorious spring morning in California’s verdant Napa Valley. And the alumni were coming home from all across the nation to their alma mater, Pacific Union College, judged by the likes of Newsweek and U.S. News to feature the most beautiful college campus in America.

I was privileged to be one of six alumni to be honored that weekend. But for us it was a two-way street: we were expected to give as well as take. Each of us was given around eight minutes to share with the audience the most significant distilled wisdom life had brought us. If you don’t think that would be a tough challenge, just put yourself in our places: how would you have responded to such an assignment?

For me, the question had profound implications, convicted as I am that all true wisdom comes from God. And since I’ve tweeted nuggets of wisdom every day now for almost three years, I had a lot of distilled wisdom to access. But the core of my response to this assignment was a no-brainer: There was for me only one possible quote that would satisfy. Especially, given the makeup of this particular audience. This is it:

A life may be over at sixteen
or barely begun at
seventy;
it is the aim
that determines its completeness.

That well-over-a-hundred-year-old-quotation came to me just when I needed it most: during the countdown decade leading up to the biblical “threescore and ten” that symbolizes a lifetime. At least that used to be true. In America, prior to the twentieth century, the norm was only forty-five years. Today, we’re back to the biblical seventy. I discovered that seminal quotation in a very old issue of that great magazine for young people: The Youth’s Instructor.

I needed it because as each of us approaches this time-period in life, one’s seventieth birthday can be almost terrifying: You mean my life is almost over? I don’t have any more time left? Will it be all downhill for me now? Will I be living on borrowed time? Is my productive lifetime over? Will it all be just a waiting game–waiting to die? All these questions swirled around in my head.

Also part of this ferment was a long-time metaphor for the perceived terminus of one’s productive lifetime: the proverbial Gold Watch. When or if one lived to be 65 years of age, one’s employer presented you with a gold watch. From that day forward, you were no longer a worker bee. You were now officially old. But not to worry: the benevolent government would now take care of you in the short time-frame you had left. Blessed be Social Security.

You see, when Social Security was born during the traumatic FDR era, no one expected Americans to live much longer than 65: many would die before they reached 65. This is why it seemed such a safe life raft for our government to offer its citizens. No one then even dreamed that more and more Americans would be living into their seventies, eighties, nineties, and, gasp! hundreds! Prime reason why the Social Security program is today threatening the fiscal stability of our nation.

The mind-set back then was this: You have exceeded expectations: You have reached 65. This gold watch means you’re done. We’re putting you out to pasture. We expect no more work out of you. Rock away on your front porch until you have the good sense to die. Always remember that Social Security is short-term: we can’t afford to pay you for living much longer. Most certainly we don’t expect you to live past seventy! Goodness! Do you think you’re immortal!

This was the mind-set of my grandparents’ generation.

But the problem today is this: We have never developed a template for vibrant productive living beyond the Gold Watch.

I see this reality at every alumni weekend I attend. Classmates who have given up on productive living now that they’ve entered the Gold Watch period. They don’t admit this in words, but they most certainly articulate it in their actions! They’ve traded their heretofore active lifestyle for a meaningless sedentary one. They’ve given up on goals. You ask them what they’re doing these days, and they sigh, “Not much…. Watch TV, putter around, play a few holes of golf, babysit the grandkids–you know: the usual.”

You can tell they’re telling you the truth because physically and mentally they are rapidly falling apart.

Each of them is indeed just waiting to die!

Next week, July 16, we shall continue on this topic: BARELY BEGUN AT SEVENTY.
Copyright© 2014

 

A TREMBLING WORLD – Part Three

A TREMBLING WORLD

Part Three

Wednesdays with Dr. Joe

About twelve years ago, a high-ranking Colorado state representative spoke to our local Kiwanis Club.  He was uncharacteristically somber, as he put on his prophetic hat.  In so many words, he predicted that within about ten years—even if relatively flush times continued—Colorado would begin running out of money: “We are coming to the end of an era, Friends.  Social Security, born in the depths of the Great Depression when life expectancy was around 45 to 50, was feasible and possible for our nation to continue; but FDR had no way of knowing that life-expectancy would move up and up and up until today it is nearing 80, with many Americans living on retirement for a longer period of time than their career years (many into their 90s, and even 100s), placing an insupportable burden on a retirement system based on 65.”

He continued, “Mark my words, we are fast reaching the time when Social Security and guaranteed medical assistance will have to be curtailed.  You will no longer be able to assume the state will cover Mom’s late life medical expenses; we will once again, as Americans did up until the Great Depression, face a world where families took care of their own, where all three generations lived in proximity to each other—they had to.”

So it is likely that Obama’s dream that all Americans will henceforth be guaranteed cradle-to-the-grave healthcare may very well be the swan song of Social Security as we once knew it; now we are discovering that the money just isn’t there for such a utopian concept.  Exacerbating our fiscal plight no little is the double whammy of America’s continued substance abuse  (drugs/tobacco, alcohol) and out-of-control eating, together, through diseases such as lung cancer and diabetes, killing close to a million of us a year..

Metaphorically, it’s like America is waking up after a sixty-year binge (made possible by credit cards and houses used as glorified ATMs).  In Christmas in My Heart 13, my wife Connie tells of a Christmas during the early 1950s when en route from California’s Monterey Peninsula to her home in Fortuna (near Eureka), a major storm blew in, the Eel River flooded and washed out Highway 101 in places; so Connie and others were stranded in Garberville.  The lady who was driving them home hadn’t banked on a flood, having just enough money to cover the gas costs to get them home.  Not for motels and extra food.  So what did they do?  They agreed to do the motel’s laundry, make up the bedrooms, etc., in return for having a room to sleep in.  For since the motel manager didn’t take checks and credit cards didn’t exist yet, you either had money or you didn’t.

As our son Greg said recently, “Dad, for 50 years we’ve been spending money we didn’t have.’  Up until three years ago, at least twice a month we’d get calls asking us if we didn’t want to take out another loan on our house.  Those days will most likely never come back, at least in our lifetimes.

More and more of us today are either using only debit cards or charging only what we can pay off at the end of the month.  We do this because many of us live in perpetual fear that we will join those who owe more than their homes are worth, so that, if we lose our jobs, we too will be forced to declare bankruptcy and be evicted from our own homes.

Across the nation today, our grown children, unable to even get a job, are forced to remain at home with Mom and Dad.  Those who predict the economy has rounded the corner and heading up are proven wrong again and again. The world’s leading economists are grave, warning that it might be years—even decades—before we regain what we had three years ago.

Just as was true with the Great Depression of the 1930s, this one is global too, so there is nowhere to escape to.  Also, just as was true when Teddy Roosevelt became President close to 110 years ago, never has the gap between the rich and the poor been as great.  Even while the banks and corporations are failing, unbelievably they continue to pay their CEOs millions a year.  Same for sports stars, landing contracts in the hundreds of millions while schools, libraries, parks, post offices, etc., are being forced to lay off employees or close.  Misplaced priorities are all around us.

However, if a crash does come—it won’t be all bad.

More on that next Wednesday